Hilary Linnell

Roth Ira Contribution Income Limits 2024 Married.  — the maximum amount you can contribute to a roth ira for 2024 is $7,000 (up from $6,500 in 2023) if you're younger than age 50. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you're married and file.

 — if you’re married filing jointly or a qualifying widow (er):  — for tax years 2023 and 2024, here are the income limits that govern whether or not you are able to contribute to a roth ira.